2nd mortgage loans

Access Home Equity Without Touching Your First Mortgage

Some of us do not want to mess with our current 1st mortgage. Maybe it's almost paid off. Maybe it has a very low rate. Whatever the reason, there is still an option to access the equity in your property.

Flexible HELOC and fixed 15, 20 or 30 year 2nd loans designed around your cashflow. A second mortgage allows you to tap into your home's equity while keeping your existing first mortgage intact, often at a lower interest rate than other forms of credit.

With a 2nd loan you can:

• Build an ADU on your property
• Make necessary repairs to your property
• Consolidate some or all of your current debt
• Remodel your home

Contact us and we will take the time to understand your situation in order to tailor your loan options to best satisfy your needs.